{"id":2999,"date":"2021-02-01T16:17:44","date_gmt":"2021-02-01T16:17:44","guid":{"rendered":"https:\/\/www.thebestofexmoor.co.uk\/blog\/?p=2999"},"modified":"2025-08-25T15:02:13","modified_gmt":"2025-08-25T15:02:13","slug":"holiday-let-mortgages","status":"publish","type":"post","link":"https:\/\/www.thebestofexmoor.co.uk\/blog\/holiday-let-mortgages\/","title":{"rendered":"Holiday Let Mortgages | \u00a350 off offer"},"content":{"rendered":"<h4><b>The need for specialist holiday let mortgages advice<\/b><\/h4>\n<p><a href=\"http:\/\/www.hhhmortgages.com\"><span style=\"font-weight: 400;\">Holiday let mortgages<\/span><\/a><span style=\"font-weight: 400;\"> are very different from other types of mortgages. The amount you can borrow is calculated differently, the restrictions and criteria are narrower and there are fewer lenders to turn to.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Having the right mortgage advisor on your side can really take a lot of the stress and hassle of the process out of the equation, but crucially it can also mean sometimes you\u2019re able to obtain the finance that you didn\u2019t think possible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mortgage applications can be a time-drain. Having an advisor that\u2019s able to research the market quickly and accurately for you can save you time, hassle and money.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Why it\u2019s so important to have the right type of mortgage\u00a0<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">With an increasing number of holiday let properties on the market, there are undoubtedly some out there which don\u2019t have the right type of mortgage on them. This is ultimately a breach of mortgage contract and if your existing lender finds out, they\u2019re well within their rights to recall your mortgage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The risks could include being added to a future mortgage-blacklist or having your current rate increased by way of a penalty.\u00a0All outcomes you want to avoid!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The right type of finance allows you to get the most from your property.\u00a0<\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-3029 size-large\" src=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/holiday-let-mortgage-e1612185975232-1024x384.jpg\" alt=\"\" width=\"1024\" height=\"384\" srcset=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/holiday-let-mortgage-e1612185975232-1024x384.jpg 1024w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/holiday-let-mortgage-e1612185975232-300x112.jpg 300w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/holiday-let-mortgage-e1612185975232-768x288.jpg 768w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/holiday-let-mortgage-e1612185975232.jpg 2121w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h4><b>About House and Holiday Home Mortgages<\/b><\/h4>\n<p><a href=\"http:\/\/www.hhhmortgages.com\"><span style=\"font-weight: 400;\">House and Holiday Home Mortgages<\/span><\/a><span style=\"font-weight: 400;\"> are a family-run mortgage brokerage who help customers all over the country with their mortgage needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Working across the mortgage market, they help everyone from first-time buyers through to more serious property investors, including those in the holiday let space, which is the main speciality of the business.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Having started in the short-stay sector in 2015, the firm has grown to have a strong core set of advisers and brilliant administration support. All of this means that they\u2019re able to provide first-class customer service, as demonstrated by their <a href=\"https:\/\/uk.trustpilot.com\/review\/www.hhhmortgages.com\">Trustpilot reviews<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">They know the market inside and out and can give an accurate view as to what\u2019s doable and what\u2019s not.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are only an estimated 30 holiday let lenders in the UK, so specialist advice and navigation of this marketplace and be a real blessing.<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-3037 size-large\" src=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-e1612196724165-1024x384.png\" alt=\"hhh holiday home mortgages\" width=\"1024\" height=\"384\" srcset=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-e1612196724165.png 1024w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-e1612196724165-300x113.png 300w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-e1612196724165-768x288.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h4><\/h4>\n<h4><b>Why we recommend House and Holiday Home Mortgages<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">As a family-run business ourselves, we know how important it is to be passionate about what you do.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The House and Holiday Home Mortgages team have this in abundance, plus they really know their stuff when it comes to purchasing, remortgaging or even raising finance on holiday let properties. Holiday let mortgage rates are checked daily so the team are constantly updated ready to give the best advice to customers.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The holiday let pages on their website (<\/span><a href=\"https:\/\/hhhmortgages.com\/holiday-let-mortgages\/\"><span style=\"font-weight: 400;\">https:\/\/hhhmortgages.com\/holiday-let-mortgages\/<\/span><\/a><span style=\"font-weight: 400;\">) have an ever-increasing amount of information to help you get the most from your property.<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-3041 size-large\" src=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-1-e1613992287621-1024x437.png\" alt=\"\" width=\"1024\" height=\"437\" srcset=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-1-e1613992287621.png 1024w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-1-e1613992287621-300x128.png 300w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/hhh-holiday-home-mortgages-1-e1613992287621-768x328.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">To help, we\u2019ve negotiated \u00a350 off their fees for you when you quote \u2018Best of Exmoor\u2019 when you\u2019re speaking to them. They offer initial consultations without charge and their fees are only payable when they get you a suitable mortgage offer, so why not give them a try?!<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/www.hhhmortgages.com\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3043 size-full\" src=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/Copy-of-600x80-blog-button-1-e1613998273260.png\" alt=\"\" width=\"307\" height=\"79\" srcset=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/Copy-of-600x80-blog-button-1-e1613998273260.png 307w, https:\/\/www.thebestofexmoor.co.uk\/blog\/wp-content\/uploads\/2021\/02\/Copy-of-600x80-blog-button-1-e1613998273260-300x77.png 300w\" sizes=\"(max-width: 307px) 100vw, 307px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b>Key contact information<\/b><\/p>\n<p><a href=\"http:\/\/www.hhhmortgages.com\"><span style=\"font-weight: 400;\">www.hhhmortgages.com<\/span><\/a><\/p>\n<p><a href=\"mailto:hello@hhhmortgages.com\"><span style=\"font-weight: 400;\">hello@hhhmortgages.com<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">01453 887179<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The need for specialist holiday let mortgages advice Holiday let mortgages are very different from other types of mortgages. The amount you can borrow is calculated differently, the restrictions and criteria are narrower and &hellip; <a class=\"kt-excerpt-readmore\" href=\"https:\/\/www.thebestofexmoor.co.uk\/blog\/holiday-let-mortgages\/\" aria-label=\"Holiday Let Mortgages | \u00a350 off offer\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":3000,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_crdt_document":"","footnotes":""},"categories":[51,315],"tags":[],"class_list":["post-2999","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-exmoor-news","category-useful-exmoor-information"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Holiday Let Mortgages | \u00a350 off offer |The Best of Exmoor Blog<\/title>\n<meta name=\"description\" content=\"Holiday let mortgages are very different from other types of mortgages. 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